Taking Action of Your Home and Personal Values

Encountering a flooded house due to a malfunctioning water heater is incredibly distressing, especially when noticing accompanying floor damage. One immediate concern often revolves around homeowners insurance coverage for this water damage.

Thankfully, under most standard homeowners insurance policies, costs related to this damage should be covered. At Steam Care Inc., we specialize in assisting homeowners with initiating and navigating the water damage insurance claim process. However, it's crucial to understand that not all forms of water damage fall within your coverage. Mitigating further damage to your property becomes your responsibility, a crucial step in preventing potential claim denials from insurance companies.

Typically, sudden or unintentional water damage from a source within your home—like a burst pipe—is usually covered by your homeowners insurance. However, water intrusion from outside your home might not be covered under your standard policy. Nonetheless, acquiring flood insurance offers specific protection against such damages. This separate policy can complement your existing home coverage, serving as a proactive step in safeguarding your property from flood-related incidents.

Discovering water damage demands prompt action. Here's a homeowner's guide on handling water damage:

Assess the Damage: Document the affected areas and items for insurance purposes.
Mitigate Further Damage: Take immediate steps to prevent additional damage, such as stopping water flow or securing the area.
Contact Professionals: Engage certified water damage restoration experts like Steam Care Inc. for swift extraction, mitigation, and restoration.

Don't let water damage overwhelm you. Trust Steam Care Inc. for expert water damage restoration, extraction, mitigation, and guidance through the insurance claim process. Protect your home from flooding and water damage effectively.